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Prohibited Content for 10DLC Campaigns

10DLC campaigns must follow U.S. carrier messaging and compliance requirements. Certain businesses, messaging use cases, and types of content are not permitted.

If your campaign involves a prohibited use case or content, your 10DLC registration may be rejected, or your messages may be blocked.

Make sure your campaign description, sample messages, website, and opt-in process accurately represent your messaging use case.

High-Risk Financial Services

The following financial services are generally not permitted for 10DLC campaigns:

  • Payday loans

  • Short-term or high-interest loans

  • New loan solicitation

  • Third-party loan services

  • Student loans

  • Cryptocurrency-related services

  • Promotional stock or investment platforms

  • Certain high-risk investment services

Financial messaging may be subject to additional restrictions depending on the business and messaging use case.

Debt-Related Services

The following debt-related services are generally prohibited:

  • Third-party debt collection

  • Debt relief

  • Debt reduction

  • Debt consolidation

  • Credit repair

  • Debt repair services

Loan-Related Content

Campaigns involving prohibited loan use cases should not use language that promotes or represents those services. Examples of loan-related terms that may indicate a prohibited use case include:

  • Payday loan

  • Short-term loan

  • High-interest loan

  • Instant loan

  • Fast cash

  • Quick approval loans

  • Same-day loan or funding

  • Guaranteed approval

  • No-credit-check loans

  • Student loans

  • Third-party loans

  • Loan brokerage

  • Loan referral

  • Affiliate loans

  • Lead generation

  • Loan marketplace

  • Same-day approval

  • Approval within 24 or 48 hours

These terms should not be treated as a standalone keyword blacklist. The business, website, campaign description, opt-in process, and sample messages are considered together when reviewing a campaign.

Third-Party Lead Generation

Messaging related to third-party lead generation is prohibited. Do not use 10DLC to:

  • Buy or sell consumer leads

  • Send messages on behalf of unrelated third parties

  • Share consumer information for third-party marketing

  • Send messages to contacts who did not directly consent to receive messages from your business

Your opt-in process should clearly identify the business that will send the messages.

Gambling and Betting

Gambling-related messaging is generally prohibited. This includes messaging related to:

  • Casinos

  • Sports betting

  • Betting services

  • Gambling platforms

  • Betting tips or picks

  • Certain sweepstakes, raffles, or similar activities

Illegal Drugs and Restricted Substances

Messaging related to illegal drugs and certain restricted substances is prohibited. Examples include:

  • Cannabis

  • CBD

  • Kratom

  • Illegal drugs

  • Drug paraphernalia

  • Certain controlled or restricted substances

These restrictions may apply even when a product or substance is permitted under local or state law.

Tobacco, Vaping, and E-Cigarettes

10DLC campaigns involving prohibited tobacco, vaping, or e-cigarette products are not permitted. Examples include:

  • Vape products

  • E-cigarettes

  • Certain tobacco products

  • Products primarily intended for vaping or nicotine consumption

Prescription Drugs

Promotional messaging for prescription-only drugs is prohibited. Do not use 10DLC campaigns to promote or solicit the purchase of prescription drugs.

Adult and Sexual Content

Messaging containing prohibited adult or sexually explicit content is not permitted. This includes:

  • Pornographic content

  • Sexually explicit services

  • Sexual solicitation

  • Certain adult products or services

  • Content intended to facilitate sexual services

Firearms and Weapons

Messaging related to prohibited firearms, weapons, or transactions involving regulated weapons is not permitted.

Do not use 10DLC campaigns to promote, sell, or facilitate transactions involving prohibited weapons.

Hate Speech and Violence

Messages must not contain content that promotes or encourages:

  • Hate or discrimination

  • Violence

  • Threats

  • Incitement of violence

  • Targeted harassment or abuse

Fraud, Phishing, and Deceptive Content

Messages must not attempt to deceive recipients or obtain sensitive information through fraudulent means.

Prohibited examples include:

  • Phishing messages

  • Fake account or security alerts

  • Impersonation of banks, government agencies, or other organizations

  • Fake delivery or payment notifications

  • Requests for passwords, PINs, or sensitive personal information

  • Fraudulent or misleading links

  • Impersonation of another business or organization

  • Deceptive marketing

Do not use misleading URLs or websites designed to make a message appear to come from a different business.

Academic Fraud

Messaging that facilitates academic dishonesty is prohibited.

Examples include:

  • Services that complete assignments for students

  • Exam-taking services

  • Sale of unauthorized test answers or materials

  • Services intended to help students bypass academic requirements

Legitimate tutoring and educational services are not automatically prohibited when they do not facilitate academic fraud.

Get-Rich-Quick Schemes

Messaging that promotes deceptive or unrealistic financial opportunities is prohibited.

Examples include:

  • Guaranteed income claims

  • Pyramid schemes

  • Deceptive work-from-home opportunities

  • Unrealistic investment returns

  • Programs promising substantial financial gains with little or no effort

Spam and Unsolicited Messages

Only send messages to recipients who have provided the required consent for your messaging program.

Avoid:

  • Sending unsolicited promotional messages

  • Sending messages to purchased contact lists

  • Sending messages to contacts who did not opt in

  • Using misleading content to encourage recipients to open or respond to messages

  • Attempting to bypass carrier filtering

Your messaging should match the purpose and consent described during campaign registration.

URL and Link Requirements

Be careful when including links in SMS messages.

Avoid:

  • Misleading URLs

  • URLs that redirect recipients to unrelated websites

  • Links designed to hide the actual destination

  • Public or free URL-shortening services commonly associated with spam

Where possible, use a branded domain that clearly relates to your business.

Make Sure Your Campaign Information Matches

Your 10DLC registration information should accurately represent your actual messaging program.

Before submitting your campaign, check that:

  • Your business matches the business represented on your website.

  • Your campaign description accurately explains why you send SMS messages.

  • Your opt-in process matches the method you actually use to collect consent.

  • Your sample messages represent the messages recipients will receive.

  • Your website does not promote a prohibited product, service, or use case.

  • Your Privacy Policy and Terms accurately describe your messaging practices.

  • Your messages do not contain prohibited or deceptive content.

Before You Submit Your Campaign

Review your campaign using the following checklist:

  • My business does not fall under a prohibited use case.

  • My website accurately represents my business and services.

  • My campaign description accurately describes my SMS use case.

  • My recipients have provided the required consent.

  • My opt-in process matches the information submitted during registration.

  • My sample messages accurately represent the messages I will send.

  • My messages do not contain prohibited or deceptive content.

  • My website, campaign description, and sample messages provide consistent information.

  • Any links included in my messages direct recipients to legitimate and relevant websites.

Need Help?

If you are unsure whether your business, messaging use case, or content is permitted, contact the Easify Support Team before submitting your 10DLC application.

Reviewing your business, website, opt-in process, campaign description, and sample messages in advance can help identify potential compliance issues and avoid unnecessary delays during registration.


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